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Making thoughtful and informed decisions about your finances is more important than ever. Several trends are converging that demonstrate the importance of financial literacy, and more and more, the burden of making sound financial decisions is coming to rest on the shoulders of consumers. Today’s consumers must decide both how much to save and how to allocate their retirement wealth. Financial markets have become more complex and individuals are faced with a proliferation of new investment products.
At the Banc of California we want to empower consumers with the financial knowledge they need to expand their wealth, along with key learning’s about basic economic concepts.
Let us empower you to make the right choices to achieve your financial goals:
Save: Pay yourself first! Open a bank account at a bank and start growing your savings.
Spend: Be a smart shopper. Take control of your spending habits to meet your short-term and long-term needs.
Borrow: Learn about the cost of credit. Credit isn’t free, but it can be necessary to use when you need to go to school, buy a car, a house or pay for unexpected emergencies.
Protect: Keep your financial house in order. Watch your bank and credit card statements closely and keep your personal information safe.
What is money? Introducing concepts of currency to children.
Start small, dream big! Preparing kids for their financial future.
Help teens prepare for their financial future. Ready, set, go for it!