Whether you’re a future homeowner or real estate investor, our seasoned professionals work closely with you to tailor a financing solution to suit your diverse needs. With us, the right solution is the one we cultivate together.

Conventional Loan Programs

We offer a variety of traditional residential financing options, including:

  • Conforming/Non-Conforming Jumbo*
  • Non-Conforming Jumbo up to $4,000,000*
  • FHA/VA*
  • Agency high-balance*

Non-Conforming Loans for
Self-Employed Borrowers

Flexible programs for individuals with complex cashflow scenarios. Find more paths to homeownership with our Bank Statements Program or 1-Year Tax Return Program.

Alternative Documentation for
Asset Income

Programs tailored specifically for high-net-worth individuals with significant liquid assets whose cashflow scenarios make it difficult for them to qualify.

Second Chance Mortgage Programs — Expanded Criteria

Get back on the path to homeownership despite previous run-ins with short sale, foreclosure, deed in lieu or even bankruptcy.

Home Equity Lines of Credit (HELOC)

Get the most out of your home by putting it to work for you. You can use the funds for any reason—home remodel, education expenses, that once-in-a-lifetime dream vacation—anything you can think of.

*These loans may be funded by another lender. Not all applicants will qualify. Some products offered by Banc of California include modified documentation requirements and may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve and other requirements apply. Contact your Loan Officer for additional program guidelines, restrictions and eligibility requirements. Rates, points, APRs and programs are subject to change at any time until locked in.