BUSINESS BANKING ACCOUNTS
WITH BANC OF CALIFORNIA
At Banc of California we are home to exceptional individuals, creators, innovators and entrepreneurs, and we are proud to serve their growing businesses with our range of business bank accounts. Just as business is the engine of California’s growth, your bank account is the fuel of your business. Which is why we offer you a choice. Choose a banking relationship that is fair and simple so you can concentrate on growing and developing your plans.
Corporate Payment Cards
Banc of California offers three flexible payment card options to simplify your purchasing, control your costs, and keep you focused on what is most important: growing your business.
- Reduce costs by eliminating invoices, check printing, and mailing.
- Real-time data and reporting.
- Improved productivity and efficiency.
Corporate Purchasing Card
The traditional procure-to-pay process, from requisition to PO to check payment, is costly. Purchasing Cards simplify your payment process and help you achieve greater control over purchasing and cash reconciliation.
Corporate Travel Expense Card
T&E costs are difficult for businesses to control. Our Corporate T&E Card leverages the Mastercard® network and makes trips easier to plan, more productive, and less expensive for your company and employees. With comprehensive insurance coverage, seamless integration, and valuable insights into spending behavior, it’s a better way to manage your travel costs.
Corporate Virtual Card
Our Virtual Card On-Demand purchasing program provides a safe and efficient way to make highly-secured, one-time or recurring payments. Instantly issue a unique, single-use account number with a specific amount, expiration date, and merchant category. Also make repeatable payments to a single merchant with the ghost card feature.
Certain restrictions and setup fees apply. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license. Cards are provided by WEX. WEX is a registered trademark of WEX, Inc. WEX is not an affiliate of Banc of California, N.A.
Business Checking Accounts
Whatever business you’re in, we have the right operating account for you. All our business checking accounts require only $100 to open and come with these convenient features:
- Free Business Debit Mastercard®
- Free transactions at over 55,000 Allpoint® Network ATMs*
- Free Business Online Banking and Bill Pay+
- Remote Deposit and Night Depository Service
- All services available with a minimum deposit of only $100
- Free e-statements.
Are you looking for a small business bank account with no monthly fee?
Our Basic Business Checking Account is ideal for sole traders and smaller businesses or charities processing a limited number of transactions each month.
Are you a growing business with greater cash management needs?
Our Business Checking Account brings additional cost savings for growing businesses. Plus, when you maintain an average monthly balance of $5,000 there’s no monthly service fee to pay.
Would you like to earn interest from your business banking?
Our Interest Business Checking Account allows you to earn interest on all funds in your account. And, when you maintain an average daily balance of $7,500 there’s no monthly service fee to pay.
Business Savings Accounts
We’re here to help you find the best business savings account for your unique business. With features like scheduled money transfers and guaranteed money market interest rates, we’ll help you manage any cash surplus. Business savings and loans are what you’ll use to move your ideas and plans forward and Banc of California are with you every step of the way.
Business Savings Account
A convenient way to build and maintain cash reserves. Schedule monthly transfers from your Business Checking Account and build a cash surplus almost without thinking.
Business Money Market Account
This account gives you access to our best business money market rates. With higher rates for higher deposits, along with limited check writing.
For more information about our Business Savings options, please see a branch representative or call 1-888-241-4809 .
Flexible business lending programs with competitive rates and efficient loan processes.
Banc of California offers a wide range of financing options to meet your company’s growing needs. We are one of the region’s most experienced lenders for all types of commercial and small business lending, and lease financing needs. Our single-contact approach throughout the transaction provides efficient communication, ensuring a streamlined loan process.
Banc of California provides innovative lending products to family offices and investors for income properties, lines of credit, and asset-based lending.
We offer a variety of payment processing solutions based on your business needs. Whether you need assistance with online transactions, in-person transactions, integrated terminals or gift card solutions, you’ll enjoy a single source provider for all your processing needs.
Treasury Management Services
Banc of California gives businesses of all sizes a host of treasury management solutions to help expedite deposits, receive and manage payments, and automate many financial tasks. By simplifying your business’ financial perspective, you can free up resources to focus on making money–rather than spending it.
- Collect your funds faster
- Pay your funds more efficiently
- Access your information with useful and powerful tools
- Provide accurate reporting