LAW FIRM BANKING

Specialized banking solutions for your firm, your clients and the complexities of your practice.

Banking built for the business of law.

When client funds are involved, trust deposits, fund segregation and accurate accounting all need to work without friction. Banc of California’s legal banking team supports law firms across client trust and IOLTA accounts, treasury operations and the financing decisions that come with firm growth.

CLIENT FUNDS, CLEARLY MANAGED

Fiduciary, client trust and IOLTA account solutions designed to support responsible client fund management.

TRANSITION WITH LESS DISRUPTION

Structured onboarding, digital account opening and dedicated support to help make a banking transition more efficient.

FIRM OPERATIONS, CLEARLY SUPPORTED

Payables, receivables, payment processing and reporting tools designed to support day-to-day law firm operations.

CLIENT FUND AND ESCROW ACCOUNT SOLUTIONS

Law firms need account structures designed for precision, oversight and the responsible management of client and firm funds. Banc of California offers specialized account solutions supported by Relationship Managers who understand the operational demands of legal practice.

  • Fiduciary, client trust and IOLTA accounts
  • Business and litigation escrow accounts, including support for mergers and acquisitions
  • Operating accounts and escrow solutions for law firm needs
  • IntraFi Cash Service (ICS®) solutions to help maximize FDIC insurance coverage across large balances

TREASURY TOOLS FOR DAILY FIRM OPERATIONS

Managing a law firm requires efficient tools for cash flow, payments, receivables and account protection. Our treasury management solutions help law firms streamline day-to-day operations while maintaining real-time visibility across firm and client accounts.

  • ACH origination and wire transfers
  • Integrated payables from internal systems
  • Business credit cards and corporate payment cards
  • Remote deposit capture
  • Cash vault and lockbox services
  • BancEdge™ payment processing for in-office and remote client payment acceptance
  • Multilayered fraud protection, including Payee Match Check Positive Pay, ACH Positive Pay, blocks and filters

DIGITAL ACCESS AND ACCOUNT VISIBILITY

Law firms need secure, flexible access for attorneys, finance teams and authorized advisors. Banc of California offers digital tools and controlled account access designed to support firm administration, reporting and client fund oversight.

  • Secure 24/7 digital and mobile banking access, including reporting and mobile check deposit
  • Flexible user permissions, including view-only access for attorneys, CPAs and other authorized third parties
  • Integration with leading financial management and ERP systems, including Quicken®, QuickBooks™ and other commonly used platforms
  • Fully digital account opening, including support for out-of-state firms and entities

FINANCING AND SUPPORT FOR FIRM GROWTH

Your firm’s banking needs change as your practice grows, adds attorneys, expands offices or invests in operations. Banc of California offers relationship-focused service and financing options designed to support your firm’s financial strategy at every stage.

  • Operating lines of credit and short-term financing
  • Long-term financing for expansion, partner buy-ins or capital improvements
  • Dedicated Relationship Managers who work proactively to anticipate your firm’s needs
  • Structured implementation support from account setup through treasury integration

GET THE FULL OVERVIEW

A printable summary of banking solutions, treasury tools, account services and financing options for law firms and attorneys.

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FREQUENTLY ASKED QUESTIONS

  • What is law firm banking?

    Law firm banking refers to specialized banking services designed for the financial needs of law firms and attorneys, including client trust accounts, IOLTA accounts, escrow accounts, treasury management, payment processing, fraud protection and financing.

  • What banking services does Banc of California offer for law firms and attorneys?

    Banc of California offers fiduciary, client trust and IOLTA accounts, business and litigation escrow accounts, treasury management services, remote deposit capture, payment processing, fraud protection tools, digital account access, view-only access and financing options. Products and services are subject to eligibility, account approval and applicable terms and conditions.

  • Does Banc of California offer IOLTA accounts?

    Yes. Banc of California offers IOLTA accounts for law firms and attorneys. IOLTA accounts are used by attorneys to hold certain client funds, with interest directed to support legal services programs according to applicable rules and requirements.

  • What treasury management services are available for law firms?

    Treasury management services include ACH origination, wire transfers, integrated payables, remote deposit capture, cash vault services, lockbox services, business credit cards, corporate payment cards and payment processing. Service availability and features are subject to account type, approval and applicable terms.

  • Can attorneys, CPAs or authorized third parties have view-only access?

    Yes. Banc of California offers controlled or view-only account access for attorneys, CPAs and other authorized third parties designated by the account holder, allowing them to view account activity while maintaining appropriate permissions.

  • Does Banc of California support digital account opening for law firms?

    Yes. Banc of California offers fully digital account opening designed to support efficient onboarding, including for out-of-state firms and entities. Account opening is subject to documentation requirements and approval.

  • What fraud protection tools are available for law firms?

    Banc of California offers multilayered fraud protection, including Payee Match Check Positive Pay, ACH Positive Pay, blocks, filters, monitoring and risk mitigation tools. Availability may vary by account type and service.

  • Does Banc of California offer payment processing for law firms?

    Yes. Banc of California offers BancEdge™ payment processing to support streamlined client payment processing, including in-office and remote payment acceptance options.

  • What financing options are available for law firms?

    Financing options include operating lines of credit, short-term financing and long-term financing for expansion, partner buy-ins or capital improvements. All credit products are subject to credit approval.

  • How does Banc of California help law firms transition banking relationships?

    Banc of California provides a structured implementation process supported by a dedicated Relationship Manager, coordinating account setup, treasury integration and ongoing support to help reduce disruption to daily operations.

CONNECT WITH A RELATIONSHIP MANAGER

Tell us about your firm, your client obligations and your growth plans. We’ll connect you with a banker experienced in serving law firms and attorneys.

All accounts are subject to approval and applicable fees, terms, and conditions. See banker for details. Banc of California is an equal opportunity lender. This is not a commitment to lend. All offers of credit are subject to credit approval.

IntraFi, IntraFi Cash Service, and ICS are registered trademarks of IntraFi LLC.