WE ARE THE BANC FOR ASSET-BASED LENDING

Leverage assets to build your business.​

Leverage assets to grow your business.

Asset-Based Lending (ABL) offers revolving lines of credit that are secured by your assets. The amount of credit you can borrow is determined by the quality and value of your collateral, which is generally accounts receivable, inventory and equipment. If your company’s sales are growing faster than your capital base, if you’ve experienced recent losses, or if you simply need additional borrowing capacity, consider our flexible ABL product solutions.​

TYPICAL INDUSTRIES SERVED:

  • Manufacturing

  • Distributors

  • Staffing

  • Seasonal services (B2B)

  • e-commerce/DTC

  • Consumer packaged goods

  • Energy services

  • Transportation

ABL SOLUTIONS HELP WITH:

  • Seasonal sales

  • Rapid growth

  • Acquisitions/mergers

  • Restructurings

  • Inconsistent profitability

  • Elevated leverage

  • Acquisition opportunity

  • Customer concentrations

OUR ABL SPECIALISTS WILL WORK TO PROVIDE YOUR BUSINESS WITH:

  • Our ABL revolving lines of credit rely upon performance of collateral versus operating results, allowing for limited and in many cases, no financial covenants

  • Customized lending solutions designed to address the specific needs of your business

  • Dedicated ABL team, which allows us to provide faster responses to your requests

  • Flexibility to take advantage of growth or cost reduction opportunities

  • Collateral reporting options to fit your business’s needs

  • ABL revolving lines of credit based upon a percentage of the value of your accounts receivable, inventory and equipment, providing you the seasonal or cyclical financing you need

For more information about our Asset-Based Lending, please see a branch representative or call 877-770-BANC (2262)

AFFORDABLE HOUSING​​

We partner with nonprofit and for-profit developers to help revitalize communities.

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ASSET-BASED LENDING​

We offer revolving lines of credit secured by your assets, providing needed working capital for your business.​

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CORPORATE ASSET FINANCE​

We provide equipment leasing and financing solutions for large and midsize corporations.​​

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SMALL BUSINESS LENDING​

Our streamlined lending process gives your business a direct pathway to growth.​​

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FUND FINANCE​

Our nationwide team provides fast and tailored banking solutions for investors.​

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VENTURE BANKING​

We offer flexible financing that supports you through every phase of growth.​

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Architect

WE ARE THE PREMIER BUSINESS BANC

Our depth of resources and financial strength allow us to adapt quickly and thoughtfully, delivering solutions to help our clients achieve their financial goals.

LEARN MORE about Business banking with Banc of California

All credit products are subject to credit approval. Not an offer of credit. Terms, conditions, and fees may apply.