Personal Checking Accounts

Our Checking solutions are simple and easy to live with. Each account requires only $100 to open, has no per-check charges, and comes with convenient features.

The One Account

Banc of California’s One Account is based on an innovative concept in banking: Simpler is better. This totally liquid, tiered-balance checking solution combines CD-like yields and maximum liquidity in one simple, flexible account.

Preferred Accounts

Preferred Accounts offer a single, interest-bearing business or personal checking account that eliminates the need to open multiple accounts, lock up your money in a time deposit, or worry about overdrafts. And, of course, you will receive our best rates.

Online and Mobile Banking

Our simple and time-saving options for controlling your finances allow you to spend less time focusing on banking and more time on other things.

Account Extras

The advantages of a Banc of California checking account keep adding up with ease of access, paperless banking and more.