BUSINESS
CREDIT CARD
SOLUTIONS

Help build your business and enjoy the rewards.

Streamline business payments and expense management with a business credit card tailored to your company’s unique needs.

Cash Back
Earn 1% cash back1 on every purchase

helping to lower expenses, strengthen working capital and reinvest in opportunities that grow your business.

Virtual Card
Empower your business with a virtual credit card

offering enhanced security, tailored spending controls and on-demand distribution for single-use or recurring expenses.
Learn More.

Expense Management
Integrate with your expense management tools

to gain real-time insights into spending, streamline reporting and make more informed business decisions effortlessly.

Payments
Manage payments and spending

to optimize cash flow and free up funds for other critical business priorities.

Fraud Protection
Advanced fraud protection

featuring real-time alerts, 3D Secure technology and a self-service app for easy card management.

Virtual Card
Competitive APR

Save on interest with a low, competitive rate.

No Fee
No annual fee

Enjoy the benefits without the extra cost.

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Designed for Business

Discover how our business credit card solutions can support your travel, purchasing or vendor services. Simplify your financial management with easy expense reconciliation and reporting tools. Plus, earn cash back on all purchases with no annual fee and no foreign currency conversion fee.

FREQUENTLY ASKED QUESTIONS

  • What is the difference between a business credit card and a corporate credit card?

    Business credit cards are ideal for small to medium-sized businesses, while corporate credit cards, often referred to as commercial credit cards, are better suited for larger companies. At Banc of California, we offer both business and corporate credit cards. Our team will work closely with you to understand your needs and help you choose the card that’s the best fit for your business. Learn More.

  • What is a virtual card?

    A virtual card is a digital-only payment card that offers enhanced security and convenience. Designed for single-use or recurring online and contactless transactions, virtual cards help protect your account details while making payments quick and easy.
    Banc of California provides virtual cards as part of our credit card solutions, empowering your business with secure, efficient payment options. Learn More.

  • How do I apply for a credit card for my business?

    We take the time to understand you and your business, so we can deliver the best credit card solution that is tailored to your needs. If you are interested in applying for a credit card for your business, please complete this form. A dedicated Relationship Manager will guide you through the process and help set up your account.

PAYMENT SOLUTIONS DESIGNED FOR BUSINESS

Learn how our specialized banking services help businesses like yours succeed.

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CONNECT WITH A RELATIONSHIP MANAGER

Discover a business credit card tailored to meet your company’s unique needs

Credit card accounts are subject to credit approval. Certain terms, conditions and restrictions apply. See the applicable Credit Card Agreement and Disclosure Statement for more details. Offers are subject to change at any time.

1 Companies or cardholders earn at least 1% for every $1 in net purchases made on their credit card account.