THE BANC FOR
HOA BANKING AND COMMUNITY ASSOCIATION SOLUTIONS

Building strong communities with specialized financial tools.

​CUSTOMIZED, AUTOMATED BANKING SOLUTIONS AND SIMPLIFIED FINANCIAL MANAGEMENT FOR COMMUNITY MANAGEMENT COMPANIES AND THEIR CLIENTS.

We provide customized banking solutions for homeowners associations (HOAs) and other professionally managed community associations. Our bankers can help optimize your financial operations with streamlined banking solutions, including SmartStreet, powered by Banc of California, that provide a seamless, integrated experience that gives community management companies a consolidated financial view and improves homeowner satisfaction.

MANAGEMENT COMPANIES​​

Seamlessly integrate with our SmartStreet technology platform for efficient banking at your fingertips.​

LOGIN TO SMARTSTREET MANAGEMENT PORTAL​

HOMEOWNERS​

Use our Online Payment Portal to make a one-time or recurring payment for your homeowners association assessments.​

LOGIN TO ONLINE PAYMENT PORTAL​

SERVICES FOR COMMUNITY ASSOCIATIONS AT A GLANCE

Our solutions include:

Remote Deposit Capture

  • Save time, reduce expenses and speed up cash flow when you scan and post from your office, at any time

Lockbox

  • Convert collections into cash faster, decrease payment processing costs and reduce the risk of internal fraud

Receivables Solutions

  • ACH Debit Origination
  • Merchant Services and Credit Card Processing

FDIC Insurance

  • Multimillion-dollar FDIC insurance available2
  • $250K for your accounts per tax ID

Payables Solutions

  • ACH Origination
  • Wire Transfers
  • Business Credit Cards
  • Corporate Payment Cards

Fraud Prevention

  • Payee Match Check Positive Pay
  • ACH Positive Pay and Blocks and Filters

Credit/Finance

  • Operating lines of credit for management companies
  • Short-term bridge financing
  • Long-term financing for capital improvements

OUR BANKERS CAN HELP YOUR ORGANIZATION THRIVE​

With decades of experience and a comprehensive suite of products and services, our specialized teams can tailor a banking solution that optimizes your operations and safeguards both your assets and those of the communities you serve — whether you’re managing an HOA or another type of community association.

Efficient management through simplified servicing.

  • Set up recurring auto debits for management fees and other receivables
  • Search payments by association name, account number, date, amount, banking information or address​
  • Place stop payments on checks or block homeowner payments
  • View and download all account statements online on the first business day of the month

Backed by a team of specialists who understand the unique needs of community associations, including HOAs, our SmartStreet technology delivers powerful tools and responsive support to help you manage more efficiently.

For more information about our Community Association Services, contact us or call 888-928-3936.

EXPERIENCE THE DIFFERENCE ​INDUSTRY EXPERTISE MAKES​

Streamline your financial operations with our innovative products and services customized for your operational objectives. And with three decades of experience, our community association specialists can help in every area of banking services:

  • Community association client services team
  • Dedicated account servicing team​
  • Assigned Relationship Manager and Regional Account Executive​
  • Lockbox services​
  • Industry software integration

WE CAN STREAMLINE YOUR ​PAYMENT PROCESSING​

We offer multiple payment types:

  • A single, consolidated deposit made to your associations for all payment types​
  • Images for viewing of all homeowner check payments and check deposits​
  • Access to funds on the second business day after the deposit​1
  • Deposit checks and scan homeowner payments remotely through a single interface
  • Ability to research payments and apply exception processing online​
  • Schedule and execute ACH transactions​
  • Web-based ACH application​
  • Ability for homeowners to pay assessments by paper check, eCheck or credit card

HOMEOWNER & BOARD MEMBER BENEFITS

  • Bank account and statement view-only access for board members
  • 24-hour homeowner payment portal​
  • One-time or recurring payment options for homeowners
  • Dedicated homeowner call center for payment support

LENDING SOLUTIONS FOR EVERY IMPROVEMENT

Whether you’re enhancing recreational facilities, upgrading infrastructure or addressing long-term maintenance needs, we provide the flexible financing solutions and expertise to make it possible.

  • Community centers, clubhouses and pools
  • Road, roof and structural upgrades
  • Nationwide loans with competitive fixed rates
  • Flexible terms up to 15 years
  • Quick approvals and streamlined closings
  • Dedicated community association lenders
  • Board and community meeting support
  • Clear, side-by-side financing options

Fraud prevention helps protect your organization and your clients.​

We employ state-of-the-art tools and services designed for early detection and prevention.​

Customized funding solutions help enhance communities.​

We help provide the funding for community projects, including deferred maintenance, common area improvements, legislative mandates, disaster recovery and other needs.​

Not an offer for credit. Credit is subject to approval. Fees, terms and approval requirements may apply. See your Banker for details.
1Subject to our Funds Availability policy, see your Deposit Account Agreement for details.
2Services available through Promontory Interfinancial Network, LLC.