Detect earlier, decide faster and reduce losses.
Pair Positive Pay for checks with ACH Positive Pay—plus optional Payee Match, ACH Block and ACH Filter—for layered defense across your payment rails.
FRAUD PREVENTION
SOLUTIONS
Stay ahead of check and ACH fraud.
CHECK POSITIVE PAY
Help protect against forgery, alteration and counterfeit checks with automated exception review.
- Compares your check-issue data to items presented for clearing; you get an alert on mismatches and decide to pay or return. If you don’t respond, it defaults to return.
- Payee Match (optional): Adds a second security layer by matching the payee name field and prompting a decision on discrepancies.
- Access via Business Online; submit issues manually, upload via the website, or send files via SFTP; teller system sees issue data in real time.
ACH POSITIVE PAY
Control which ACH debits are allowed to post to your accounts.
- Establish and maintain acceptable ACH debit profiles; get alerts on items outside your parameters; decide to pay or return. If you don’t act, it defaults to return.
- ACH Block / ACH Filter: Block specific debits automatically, or permit only approved senders to post.
- Update authorized debits for current and future transactions; tools help avoid inadvertently rejecting authorized payments.
FREQUENTLY ASKED QUESTIONS
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What is fraud prevention in banking?
Fraud prevention in banking refers to the tools and processes used to detect, block and resolve unauthorized transactions. Banc of California provides Positive Pay, ACH Block and ACH Filter to help businesses identify discrepancies before losses occur.
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How can businesses prevent check and ACH fraud?
Businesses can prevent check and ACH fraud by using automated verification tools. Our Check Positive Pay matches issued checks against those presented for payment, while ACH Positive Pay lets you review incoming debits before they post.
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How does Banc of California help prevent payment fraud?
Our integrated fraud prevention solutions combine proactive detection with rule-based controls. With real-time alerts and online approvals, you can review suspicious transactions quickly and protect your accounts from unauthorized payments.
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How do Fraud Prevention Solutions connect to Treasury Management?
Fraud Prevention works alongside Treasury Management and Information Services to give your business end-to-end control over cash flow. Together, they enhance visibility, automate reviews and strengthen financial security across all payment channels.
FRAUD PREVENTION SOLUTIONS DESIGNED FOR BUSINESS
Learn how our specialized banking services help businesses like yours succeed.
CONNECT WITH A RELATIONSHIP MANAGER
We can help you align the right mix of controls and liquidity—helping you guard against fraud, improve yields, reduce borrowing, pay down loans and access lines of credit when needed.