Our consultative banking services help nonprofits achieve financial sustainability.

As California’s Banc, we take great pride in supporting organizations and activities that enhance the quality of life in the communities where our customers and employees work, live and do business. By developing financial solutions and meaningful partnerships with a broad array of nonprofit organizations, we serve our diverse population and positively impact at-risk youth programs, affordable housing, veteran services, community revitalization, financial literacy education and workforce development.

We are the right-size local partner for your nonprofit financing and everyday banking.

As a community bank headquartered in California, we focus on organizations that serve the same communities we do. Our smaller geographical footprint and depth of resources allow us to directly invest in our local communities and provide an unparalleled level of service.

Our relationships with nonprofits go well beyond traditional banking services.

Our greatest strength in serving the nonprofit sector lies not only in our understanding of your mission and financial services needs, but in our passion for serving as your financial partner to ensure the sustainability of your organization in its support of our communities.

Last year, we provided:

$145 million in community organization support

$50.6 million in small banking Community Reinvestment Act (CRA) loans in California

$812 million in company development loans

3,696 hours of employee volunteer service

Since 2018, we have:

Contributed over 6,700 hours of employee volunteer service

Conducted over 360 financial literacy education events for over 12,000 attendees

Donated over $2.3 million to nonprofit community service organizations

Made new CRA investments worth over $103 million

Our specialists are helping nonprofits succeed in challenging times.

Having a partner who can help you create a strategic financial plan and identify financial solutions to navigate through challenges and uncertainties can make the difference in your success. We’ve built a team of specialists and support teams, including Community Reinvestment Act (CRA) experts. They know the region and its communities, understand their needs and are actively engaged with them.

We have also established a Foundation to support nonprofits through philanthropy.

Our Foundation supports nonprofits through philanthropy, and we have a team dedicated to partnering with them on providing programs such as mentoring and financial literacy throughout our communities.

We donate to them. We lend to them. And our employees enthusiastically volunteer in their initiatives.

We concentrate our philanthropy in four areas:
TOGETHER WE CAN:

  • Promote financial literacy
  • Provide for affordable housing
  • Perform community service
  • Produce economic growth

LEARN MORE ABOUT THE BANC FOUNDATION

Your Relationship Manager will take the time to know you and your organization and tailor a suite of banking services that can include:

  • Nonprofit-specific Process Consulting to help you improve operational efficiency and compliance with all applicable regulatory requirements
  • Periodic round tables with our Nonprofit leaders to discuss best practices and share important industry thought leadership.
  • Full-service Treasury Management solutions to help you:
    • Eliminate idle balances with competitive earnings credits and interest rates
    • Speed up the collection of payments, dues and donations
    • Access 501c3 charitable discount rates for merchant services
    • Access multimillion-dollar FDIC insurance
    • Explore nonprofit financing options and tools, with your Relationship Manager providing ready access to local decision-makers for services, including:
      • Operating lines of credit and short-term bridge financing
      • Long-term financing for capital improvements or expansion
      • Credit cards

Your Banc of California Relationship Manager will be happy to review these services with your team and explain how a customized selection of services can help your organization thrive in today’s challenging environment.

SERVICES FOR NONPROFIT ORGANIZATIONS
AT A GLANCE

Nonprofit-Specific Process Consulting Treasury Management1

  • Competitive earnings credits and interest rates
  • 501c3 charitable discount rates for merchant services
  • Multimillion-dollar FDIC insurance
  • Revenue and receivables optimization
    • Remote Deposit Capture
    • Lockbox Services
    • Cash Processing
    • ACH Debit Origination
    • Merchant Credit Card Processing
  • Information reporting, controls and risk management
    • Online banking
    • Check/statement imaging
    • Image Lockbox
    • ACH Positive Pay and Blocks and Filters
    • Payee Match Check Positive Pay

Credit/Finance2

  • Operating lines of credit and short-term bridge financing
  • Long-term financing for capital improvements or expansion
  • Credit cards

1 Fees may apply.
2 Not an offer of credit. Loans subject to approval in accordance with Bank eligibility and lending guidelines.