ALERT: BEWARE OF BANK IMPERSONATION CALLS, TEXTS AND EMAIL
Please note that the banking industry has observed a concerning rise in impersonation scams that aim to take over bank accounts and steal money using Zelle, ACH or wire. Before you provide any information to an email request, text or phone call, please make sure you know the identity of anyone requesting information or call our Client Care Center at 877-770-2262 for verification.
WE ARE THE BANC
FOR HEALTHCARE PROVIDERS
Every great healthcare institution needs a great financial institution.
YOUR VISION.
OUR TAILORED SOLUTION.
We’re ready to help you meet today’s challenges with flexible healthcare business loans and banking solutions to expand and grow your medical, dental or veterinary practice.​
To build, operate and sustain your practice as a profitable business, talk with one of our specialists in direct healthcare finance.
They’re leaders in healthcare practice banking and can help you navigate the complexities of healthcare finance in a changing financial and regulatory environment to access loans, maximize earnings, manage interest rate risk and expedite cash collections.
OUR SPECIALISTS CAN HELP YOU MANAGE YOUR MEDICAL, DENTAL OR VETERINARY PRACTICE TO EMPOWER GROWTH.
LOANS FOR MEDICAL PROFESSIONALS
We offer healthcare business loans and lending programs to help you start, acquire or grow your practice.
- Loans from $250,000 up to $8 million based on need​
- Competitive fixed and variable rates​
- 10- to 25-year terms based on the loan purpose with no balloons or calls​
- Closing 45-60 days after a signed commitment letter.
SMALL BUSINESS LOANS
As a Preferred SBA Lender, our credit team can quickly make decisions and provide debt financing to our customers. Our SBA loans provide more flexible terms, lower down payment requirements and an easier qualification process than conventional loans.
- SBA 504 Program:
Allows you to finance owner-occupied commercial real estate and large equipment financing. Designed for businesses looking to expand through land or building acquisition, construction or equipment purchase. - SBA 7(a) Program:
Can be used to expand to another location or purchase real estate, or for those looking to combine any of these needs into one loan.
Flexible, tailored financing solutions empower you to grow your practice.
We can help optimize your practice with capital for acquisition, expansion and build-out of practice-occupied real estate. As a national bank with a community bank culture, we offer many different solutions and access to local decision makers, simplifying the credit approval process and building relationships that span the life of your practice.
HEALTHCARE FINANCE AND BANKING PRODUCTS AND SERVICESÂ AT A GLANCE
Healthcare Business Banking
- Competitive Deposit Rates1
- Business Online9 and Mobile Banking with Mobile Check Deposit2,3
- Courier Services
- Merchant Services4
- Payroll Services
- Fund Transfers
- Business Bill Payments
- Download Transactions into Quicken® or QuickBooks®5
- Cash Vault Services9
- Fraud Prevention Services
- Business Sweeps/Zero Balance Accounts
- ACH Origination9
- Banking Services for Employees6
Credit / Finance7
- Healthcare Investment Financing
- Revolving Lines of Credit
- Accounts Receivable Financing
- Partner Capital Buy-in and Buyout Financing
- Equipment Financing
- Commercial Real Estate Financing
- SBA and Government Loans8
Consulting
- Dedicated Relationship Manager
This is not a commitment to lend. All offers of credit are subject to credit approval.
1Please refer to the Business Deposit Rate Sheet.
2Message and data rates may apply.
3Transaction limits apply.
4Merchant Services provided by Worldpay, LLC.
5Intuit®, Quicken®, and QuickBooks® are trademarks of Intuit, Inc., registered in the United States and other countries.
6Please refer to the Deposit Account Agreement, Account Disclosure, Personal Deposit Rate Sheet, and Schedule of Fees and Charges, or speak to a banker for additional information.
7Loans subject to approval in accordance with Bank eligibility and lending guidelines. Terms, conditions and fees apply. See banker for details.
8Small Business Administration (SBA) financing is subject to approval through the SBA 504 and SBA 7(a) programs. Loan terms, collateral and documentation requirements apply. Actual amortization, rate and extension of credit are subject to necessary credit approval. Banc of California credit standards and documentation requirements apply. Some restrictions may apply.
9Fees may apply. Refer to the Schedule of Fees.