TERMS
OF USE

USE OF WEB SITE

Our Web site contains information, names, images, pictures, logos, icons, documents and other material (the “Contents”) for your use and information. The Contents are solely for your personal use. You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell or republish any of the Contents of this Web site without the prior written consent of Banc of California, which may be withheld in its sole discretion.

MODIFICATIONS

Banc of California, at its sole discretion, may at any time make modifications, changes, and alterations to the Contents of this Web site, including these Terms of Use, without notice. You are responsible for regularly reviewing these Terms of Use. Your continued use of this Web site following any modifications, changes or alterations shall constitute your acceptance of such modifications, changes or alterations.

TRANSMISSIONS TO AND FROM THIS WEB SITE

Except when utilizing the forms within our Web site or when expressly indicated as being secure, transmissions to and from this Web site or directed to Banc of California, including E-mails, are not sent in a secure form and can be intercepted by third parties and may not be immediately received by the appropriate business unit at Banc of California. Please only use the forms within our Web site expressly indicated as being secure to send us communications which contain confidential or personal information. Otherwise, please do not communicate confidential or personal information through a form or E-mail within our Web site. We require that you please call 877-770-BANC (2262), visit any branch or write us at Banc of California, 3 MacArthur Place, Santa Ana, California 92707. Any transmission to and from this Web site, including E-mails shall be deemed and remain the property of Banc of California. Banc of California shall be free to use, for any purpose, any ideas, concepts, know-how or techniques provided by a Web site user to Banc of California through this Web site.

COPYRIGHTS AND OTHER INTELLECTUAL PROPERTY

Except where otherwise expressly noted or as noted below, all Contents of this Web site, including the graphics, icons and overall appearance of the Web site, are the sole and exclusive property of Banc of California. The posting of the Contents of this Web site neither constitutes a waiver of any of Banc of California’s proprietary rights or any other party’s proprietary rights, including but not limited to, copyrights, trademarks, service marks, patents and other intellectual property, nor a transfer by implication, estoppel or otherwise of any such rights or of any license to the Web site user or to any third party. Contents of this Web site are protected by United States and international copyright laws, both as individual works and as a collection and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any Contents that you obtain from the Web site.

The display of trademarks within this Web site does not grant you a license of any kind. Any downloading of material contained in the site, or of any site linked to the site, may be a violation of trademark and copyright laws. Any downloading of Contents of this Web site or any Web site linked to this Web site may be a violation of trademark and copyright laws.

LINKED SITES

We provide links to non-Banc of California Web sites solely as convenient pointers to information on topics that may be useful to users of our Web site and we have no control over the content on such non-Banc of California Web sites. Should you choose to visit, via our link, a non-Banc of California Web site, Banc of California makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Banc of California warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Links to non-Banc of California sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

ABOUT COOKIES

Cookies are small text data files that are sent to and stored on your computer, smartphone or other device for accessing the internet whenever you visit a website. Cookies are useful because they allow a website to recognize a user’s device. At Banc of California, we use cookies from our website in two ways:

1. To analyze how you, the user, use our website so we can make our website better and to determine your likes and dislikes to help us improve your experience when using our website; and
2. To enable our website to perform for you, such as to log on to a secure area of the website.
   Banc of California’ Customer Information Policies

We respect the privacy of our customers and are committed to protecting their information on our Web site with the same care that we utilize for all Banc of California company transactions. By using our Web site, you agree that Banc of California can use your personal data in accordance with our Privacy Policies and Privacy Notice.

NO WARRANTIES

Banc of California makes no representation, endorsement or warranty that the Contents, Products or Services described on this Web site are accurate, available, up-to-date or suitable for your particular purpose. THE WEB SITE AND ITS CONTENTS ARE PROVIDED ON AN “AS IS” BASIS. USE OF THE WEB SITE AND ITS CONTENTS IS AT THE USER’S SOLE RISK. THE WEB SITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

LIMITATION OF LIABILITY

IN NO EVENT WILL BANC OF CALIFORNIA, ITS REPRESENTATIVES, CONTRACTORS, OR OFFICERS, DIRECTORS OR EMPLOYEES BE LIABLE FOR ANY LOSS OR DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, LOST PROFITS OR REVENUES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY’S USE OF OUR WEB SITE, ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, COMPUTER VIRUS, LINE SYSTEM FAILURE OR LOSS OF DATA; ANY LOSS OF USE RELATED TO OUR WEB SITE; ANY WEB SITE OPERATED BY ANY THIRD PARTY; OR ANY CONTENTS OF THIS WEB SITE OR ANY OTHER WEB SITE, EVEN IF BANC OF CALIFORNIA IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

AVAILABLE ONLY WHERE PERMITTED BY LAW

The products and services of Banc of California is available only in the United States and other countries where permitted by law.

GOVERNING LAW

These Terms of use shall be governed by and construed in accordance with the law of the State of California, without regard to the conflict of laws thereof, and to the laws of the United States.

VENUE

Disputes arising from the use of this Web site shall be exclusively subject to the jurisdiction of federal or state court located in Orange County, California.

SEVERABILITY

If a court of competent jurisdiction determines that a portion of our Terms of Use is unenforceable, such portion shall be modified solely to the extent necessary to cause such portion to be enforceable and these Terms of Use as so modified shall otherwise remain in full force and effect.

WAIVE

No waiver by Banc of California of any right under or term or provision of these Terms of Use will be deemed a waiver of any other right, term, or provision of these Terms of Use at that time or a waiver of that or any other right, term, or provision of these Terms of Use at any other time.

SERVICE CONTACT

If you have questions or problems regarding this Web site, click here to send us an e-mail, or call us at 877-770-BANC (2262).

THIRD PARTY PROVIDER CODE OF CONDUCT

This Third Party Provider Code of Conduct (Code) sets out the minimum principles that we expect You to follow while providing products or services to Banc of California, Inc. (the Company), Banc of California (the Bank), to any of our affiliates, or on behalf of the Company or Bank to our customers.

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