ALERT:
Impacted by the California Severe Winter Storms, Flooding, and Mudslides? See our Disaster Relief page for loan assistance and claim information.
CHECKING AND SAVINGS ACCOUNT SOLUTIONS
Choose the right option that best fits your needs.
ACCOUNT OPTIONS
Compare our account options and choose the right one for you.
PERSONAL CHECKING ACCOUNTS
Our Checking account solutions are simple and make banking with us easy.
Take advantage of our ATMs and Online and Mobile Banking services, for everyday banking anytime, anywhere.
- Send and Receive Money with Zelle®1
- Online Banking and Bill Pay
- Access to 55,000+ Allpoint® Network ATMs2
- Mobile Banking and Check Deposit3
- Account Monitoring and Security
| FEATURES | BANC-ON ACCOUNT | PERSONAL BASIC CHECKING ACCOUNT | INTEREST CHECKING CHECKING ACCOUNT |
|---|---|---|---|
| Minimum Opening Balance | $25 | $100 | $100 |
| Mastercard® Debit Card | × | × | × |
| Access to over 55,000 Allpoint Network ATMs2 | × | × | × |
| Online Banking and Bill Pay | × | × | × |
| Mobile Banking and Mobile Check Deposit3 | × | × | × |
| Check Writing | — | × | × |
| Overdraft Services | No overdraft fees or services; spend only what is in your account4 | × | × |
| Earns Interest | — | — | Interest-bearing account with tiered interest rates |
| Monthly Service Fee | $0 | $0 | $15 per month |
| Balance Required to Waive Monthly Fee | $0 | $0 | $2,500 or a combined daily deposit/loan balance of $10,000 or more — Monthly service fee waived for customers 60 years and older |
PERSONAL SAVING ACCOUNTS
Simple saving account solutions that can help to turn your dreams into reality.
| FEATURES | TIERED SAVINGS | PERSONAL PREFERRED SAVINGS | KIDS BANC ACCOUNT |
|---|---|---|---|
| Minimum Opening Balance | $100 | $250 | $0 |
| Mastercard® Debit Card | See Banker for Details | See Banker for Details | See Banker for Details |
| Online Banking and Bill Pay | × | × | × |
| Mobile Banking with Mobile Check Deposit3 | × | × | × |
| Earns Interest | Interest-bearing account with tiered interest rates | Interest-bearing account with tiered interest rates | Interest-bearing account with tiered interest rates |
| Monthly Service Fee | $35.00 per month | $25.00 per month | $0 |
| Balance Required to Waive Monthly Fee | $25,000 average daily balance | $15,000 average daily balance | $0 |
PERSONAL DEPOSIT ACCOUNTS
Simple saving account solutions that can help to turn your dreams into reality.
| FEATURES | PERSONAL PREFERRED MONEY MARKET | RETIREMENT MONEY MARKET |
|---|---|---|
| Minimum Opening Balance | $100 | $100 |
| Mastercard® Debit Card | See Banker for Details | See Banker for Details |
| Online Banking and Bill Pay | × | × |
| Mobile Banking with Mobile Check Deposit3 | × | × |
| Earns Interest | Interest-bearing account with tiered interest rates | Interest-bearing account with tiered interest rates |
| Monthly Service Fee | $25.00 per month | $0 |
| Balance Required to Waive Monthly Fee | $15,000 average daily balance | $0 |
For more information about our Checking And Savings Account Options, please see a branch representative or call 877-770-BANC (2262)
HEALTH SAVINGS ACCOUNT (CD)
Set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you can lower your overall health care costs.
CERTIFICATE OF DEPOSIT (CD)
Banc of California’s Certificate of Deposit allows you to maximize your returns and minimize rollovers. Our CDs have tiered rates which means higher rates for higher balances. Only $1,000 minimum balance to open.
ENJOY A RANGE OF OPTIONS AND A PERSONAL BANKING RELATIONSHIP.
Consult a Client Service Representative for help creating a personalized banking solution that’s just right for your needs.
GET STARTED
Monday – Friday
8:00 a.m. – 5:30 p.m.
Saturday
9:00 a.m. – 1:00 p.m.
1U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. See your Zelle® Payment Service Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice. Zelle® is intended for sending money to family, friends, and people you know and trust. It is recommended that you do not use Zelle® to send money to people you don’t know. Neither Banc of California, N.A. nor Zelle® offer a protection program for any authorized payments made with Zelle®. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license.
2International fees may apply and other financial institutions or merchants outside of the Allpoint Network may charge you for use of their ATM or POS terminals.
3Online Banking and Mobile App are required. Restrictions as well as message and data rates from your wireless provider may apply. Subject to terms and conditions of the Online Banking and Mobile Banking Agreement.
4Other fees may apply, and it is possible for the account to have a negative balance. Please see our Deposit Account Agreement and Personal Schedule of Fees for details.