WE ARE THE BANC
FOR HEALTHCARE PROVIDERS
Every great healthcare institution needs a great financial institution.
To build, operate and sustain your medical, dental or veterinary practice as a profitable business, talk with one of our specialists in direct healthcare finance. They’re among the region’s leading authorities on independent healthcare practice banking and can help you navigate the complexities of healthcare finance in a changing financial and regulatory environment to access loans, maximize earnings, manage interest rate risk and expedite cash collections.
OUR SPECIALISTS CAN HELP YOU MANAGE YOUR MEDICAL, DENTAL OR VETERINARY PRACTICE TO EMPOWER GROWTH.
Small Business Loans
As a Preferred SBA Lender, our credit team can quickly make decisions and provide debt financing to our customers. Our SBA loans provide more flexible terms, lower down payment requirements, and an easier qualification process than conventional loans.
- SBA 504 Program:
Allows you to finance owner-occupied commercial real estate and large equipment financing. Designed for businesses looking to expand through land or building acquisition, construction, or equipment purchase.
- SBA 7(a) Program:
Can be used to expand to another location or purchase real estate, or for those looking to combine any of these needs into one loan.
Flexible financing solutions and local decision making can empower you to grow your practice in many ways.
We can help optimize your practice with capital for acquisition, expansion and build-out of practice-occupied real estate. Beyond that, we can help you manage your personal finances for maximum cash flow, returns and asset value. As a large regional bank with a community bank culture, we offer many different solutions and access to local decision makers, simplifying the credit approval process and building relationships that span the life of your practice.
Healthcare Business Banking
- Competitive Deposit Rates1
- Business Online9 and Mobile Banking with Mobile Check Deposit2,3
- Courier Services
- Merchant Services4
- Payroll Services
- Fund Transfers
- Business Bill Payments
- Download Transactions into Quicken®
- Cash Vault Services9
- Fraud Prevention Services
- Business Sweeps/Zero Balance Accounts
- ACH Origination9
- Banking Services for Employees6
Credit / Finance7
- Healthcare Investment Financing
- Revolving Lines of Credit
- Accounts Receivable Financing
- Partner Capital Buy-in and Buyout Financing
- Equipment Financing
- Commercial Real Estate Financing
- SBA and Government Loans8
- Dedicated Relationship Manager
HEAR FROM OUR BUSINESS CLIENTS
"Banc of California strikes me as not only wanting to have a personal relationship with its clients, but wanting to promote its clients, because it wants to promote California."
Dr. J. Aronowitz
Founder of Tower Wound Care Center
Every client has an amazing storyREAD MORE ABOUT OUR BUSINESS CLIENTS
DISCOVER EASY SOLUTIONS TO MANAGE YOUR PRACTICE
Our specialists help you navigate the complexities of the financial and regulatory environment.
1Please refer to the Business Deposit Rate Sheet.
2Message and data rates may apply.
3Transaction limits apply.
4Merchant Services provided by Worldpay, LLC.
5Intuit®, Quicken®, and QuickBooks® are trademarks of Intuit, Inc., registered in the United States and other countries.
6Please refer to the Deposit Account Agreement, Account Disclosure, Personal Deposit Rate Sheet, and Schedule of Fees and Charges or speak to a banker for additional information.
7Loans subject to approval in accordance with Bank eligibility and lending guidelines. Terms, conditions, and fees apply. See banker for details.
8Small Business Administration (SBA) financing is subject to approval through the SBA 504 and SBA 7(a) programs. Loan terms, collateral and documentation requirements apply. Actual amortization, rate and extension of credit are subject to necessary credit approval. Banc of California credit standards and documentation requirements apply. Some restrictions may apply.
9Fees may apply. Refer to the Schedule of Fees.