WE ARE THE BANC
FOR HEALTHCARE PROVIDERS

Every great healthcare institution needs a great financial institution.

YOUR VISION.
OUR TAILORED SOLUTION.

We’re ready to help you meet today’s challenges with flexible healthcare business loans and banking solutions to expand and grow your practice.

Call: 855-939-4432

To build, operate and sustain your medical, dental or veterinary practice as a profitable business, talk with one of our specialists in direct healthcare finance. They’re among the region’s leading authorities on independent healthcare practice banking and can help you navigate the complexities of healthcare finance in a changing financial and regulatory environment to access loans, maximize earnings, manage interest rate risk and expedite cash collections.

OUR SPECIALISTS CAN HELP YOU MANAGE YOUR MEDICAL, DENTAL OR VETERINARY PRACTICE TO EMPOWER GROWTH.

DENTAL

To build and operate your practice as a profitable business, talk with one of our healthcare banking specialists.

LEARN MORE

VETERINARIAN

We can help optimize your practice with capital for acquisition, expansion and build-out of practice-occupied real estate.

LEARN MORE

LOANS FOR MEDICAL PROFESSIONALS

We offer healthcare business loans and lending programs to help you start, acquire or grow your practice.

Conventional Lending programs include:

  • Debt Refinance
  • Practice Acquisitions
  • Expansions/Relocations
  • Partner Buy-Ins/Buy-Outs
  • Equipment Purchases
  • Working Capital Lines of Credit
  • Commercial Mortgages

Small Business Loans

As a Preferred SBA Lender, our credit team can quickly make decisions and provide debt financing to our customers. Our SBA loans provide more flexible terms, lower down payment requirements, and an easier qualification process than conventional loans.

  • SBA 504 Program:
    Allows you to finance owner-occupied commercial real estate and large equipment financing. Designed for businesses looking to expand through land or building acquisition, construction, or equipment purchase.
  • SBA 7(a) Program:
    Can be used to expand to another location or purchase real estate, or for those looking to combine any of these needs into one loan.

Flexible financing solutions and local decision making can empower you to grow your practice in many ways.

We can help optimize your practice with capital for acquisition, expansion and build-out of practice-occupied real estate. Beyond that, we can help you manage your personal finances for maximum cash flow, returns and asset value. As a large regional bank with a community bank culture, we offer many different solutions and access to local decision makers, simplifying the credit approval process and building relationships that span the life of your practice.

HEALTHCARE FINANCE AND BANKING PRODUCTS AND SERVICES AT-A-GLANCE

Healthcare Business Banking

  • Competitive Deposit Rates1
  • Business Online9 and Mobile Banking with Mobile Check Deposit2,3
  • Courier Services
  • Merchant Services4
  • Payroll Services
  • Fund Transfers
  • Business Bill Payments
  • Download Transactions into Quicken®
    or QuickBooks®5
  • Cash Vault Services9
  • Fraud Prevention Services
  • Business Sweeps/Zero Balance Accounts
  • ACH Origination9
  • Banking Services for Employees6

Credit / Finance7

  • Healthcare Investment Financing
  • Revolving Lines of Credit
  • Accounts Receivable Financing
  • Partner Capital Buy-in and Buyout Financing
  • Equipment Financing
  • Commercial Real Estate Financing
  • SBA and Government Loans8

Consulting

  • Dedicated Relationship Manager

DISCOVER EASY SOLUTIONS TO MANAGE YOUR PRACTICE

Our specialists help you navigate the complexities of the financial and regulatory environment.

LEARN MORE About Easy Solutions To Manage Your Practice

BoC-Healthcare Product Sheet

1Please refer to the Business Deposit Rate Sheet.
2Message and data rates may apply.
3Transaction limits apply.
4Merchant Services provided by Worldpay, LLC.
5Intuit®, Quicken®, and QuickBooks® are trademarks of Intuit, Inc., registered in the United States and other countries.
6Please refer to the Deposit Account Agreement, Account Disclosure, Personal Deposit Rate Sheet, and Schedule of Fees and Charges or speak to a banker for additional information.
7Loans subject to approval in accordance with Bank eligibility and lending guidelines. Terms, conditions, and fees apply. See banker for details.
8Small Business Administration (SBA) financing is subject to approval through the SBA 504 and SBA 7(a) programs. Loan terms, collateral and documentation requirements apply. Actual amortization, rate and extension of credit are subject to necessary credit approval. Banc of California credit standards and documentation requirements apply. Some restrictions may apply.
9Fees may apply. Refer to the Schedule of Fees.