Business Credit Cards

With a Banc of California business credit card, you earn cash back or points redeemable for travel rewards and more with every purchase. Find the card that’s right for your business. No matter which card you choose, you’ll enjoy important features like:

  • Flexible rewards that fit your needs
  • Business expense management tools
  • Free employee cards

Business Credit Card


Business Rewards

Mastercard® Business
Bonus Rewards

Mastercard® Business
Bonus Rewards Plus

  • Earn rewards quickly with one point for every $1 you spend on eligible net purchases3 and receive automatic bonus points each month. Plus, get $25 cash back1 after your first purchase.
  • Earn rewards even faster with one point for every $1 you spend on eligible net purchases3 and receive even more automatic bonus points each month. Plus, get $50 cash back1 after your first purchase–all with a low annual fee.
Learn More & Apply » By clicking this link, you will be redirected to our card partner, Elan Financial Services. Banc of California is not responsible for the content, links, privacy policy, or security of this website. Learn More & Apply » By clicking this link, you will be redirected to our card partner, Elan Financial Services. Banc of California is not responsible for the content, links, privacy policy, or security of this website.

Business Cash Back

Mastercard® Business Cash Rewards

  • Earn cash back1 every time you use your card: 3% on office supply store net purchases and telephone/internet services, 2% on restaurants and gas net purchases and 1% on all other eligible net purchases2 plus get $25 cash back after your first purchase.

Learn More & Apply » By clicking this link, you will be redirected to our card partner, Elan Financial Services. Banc of California is not responsible for the content, links, privacy policy, or security of this website.


1After your first credit card eligible net purchase (purchases minus credits and returns), you’ll earn bonus points which can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
2Late payments and going over the credit limit may damage your credit history.
3Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.

The creditor and issuer of the Banc of California Mastercard is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.